Auto Club Insurance Association’s Financial Strength Rating was affirmed as an A- (Excellent) by A.M. Best with its outlook revised from stable to positive

19 February 2019

Dearborn, Mich.  (February 19, 2019) — AAA-The Auto Club Group’s (ACG) insurance provider Auto Club Insurance Association (ACIA) has received affirmation of its A- (Excellent) financial strength rating from A.M. Best — the most recognized provider of insurance industry financial stability ratings. With its outlook revised from stable to positive, ACIA and its wholly owned subsidiaries, Auto Club Group Insurance Company, MemberSelect Insurance Company, Auto Club Property-Casualty Insurance Company, Meemic Insurance Company and Fremont Insurance Company are considered as having an excellent ability to meet ongoing insurance obligations.

"This exciting news shows AAA’s commitment to providing reliable insurance coverage throughout our footprint," said Joseph J. Richardson, President and CEO of AAA - The Auto Club Group. "Our members can take comfort in knowing we are a financially strong and viable organization that has the ability to pay claims, despite the risks presented in our various markets. AAA continues to simplify the insurance process so members have more time to focus on the most important things in life, while knowing we will be there whenever and wherever they need us."

The credit ratings reflect Auto Club Group’s balance sheet strength, which AM Best categorizes as very strong, as well as its trend in improved operating performance and appropriate risk management framework. In addition, the ratings recognize the group’s well-established position as a personal lines market leader in Michigan, as well as the benefits derived from offering insurance products to AAA members. Furthermore, management has developed and implemented a risk management framework that appropriately addresses the risks inherent in its profile, and its risk management capabilities generally meet or exceed its risk profile.

About The Auto Club Group 
The Auto Club Group is the second largest AAA club in North America. ACG and its affiliates provide membership, insurance, financial services and travel offerings to over 9.8 million members across eleven states and two U.S. territories including Florida, Georgia, Iowa, Michigan, Nebraska, North Dakota, Tennessee, Wisconsin, Puerto Rico and the U.S. Virgin Islands; most of Illinois and Minnesota; and a portion of Indiana. ACG belongs to the national AAA federation with more than 59 million members in the United States and Canada and whose mission includes protecting and advancing freedom of mobility and improving traffic safety. Motorists can map a route, identify gas prices, find discounts, book a hotel, and access AAA roadside assistance with the AAA Mobile app for iPhone, iPad and Android. Learn more at AAA clubs can be visited on the Internet at