22 July 2013
The Auto Club Group (ACG), the second largest AAA club in North America, and Troy, Michigan-based United Shore Financial Services (USFS), one of the nation’s largest and fastest growing privately-owned mortgage companies, announce a new partnership that allows the two companies to offer exclusive AAA-branded home loan products to AAA members.  
Through the partnership, ACG will leverage USFS’s full platform of mortgage products, extensive direct marketing, and industry leading turn times to originate mortgage loans through ACG’s bank, Auto Club Trust, FSB, for AAA members located in Illinois, Indiana, Iowa, Minnesota and Wisconsin.  The Bank, which opened in June 2011 and has an established presence in Omaha, Nebraska, offers a full array of AAA-branded banking products and services, including checking, savings, CDs/IRAs, debit cards, online and mobile banking, as well as consumer home and vehicle loans.
“This partnership is our latest step in ACG’s growing banking and financial services offerings for members,” said Chuck Podowski, CEO of ACG.  “We are pleased to offer a full array of mortgage products to our members through such a strong and reputable company like USFS.  They clearly understand our culture of always doing what is right for our members.”
“AAA has a long history of providing exceptional service and value to its members, and USFS shares that service commitment of putting the client’s needs first,” said Mat Ishbia, President and CEO of USFS.  “This is an exciting opportunity to offer our expertise and services to ACG as their trusted partner in offering mortgage options to their members.”
Founded in 1986, USFS is one of the largest independent mortgage lenders in the United States.  It operates three brands: United Wholesale Mortgage, Shore Mortgage and Capital Mortgage Funding.  United Wholesale Mortgage is the fourth largest wholesale mortgage lender in the country, while Shore Mortgage is a nationally known, direct-to-consumer mortgage lender.  Capital Mortgage Funding is a leading mortgage lender in southeastern Michigan.  Together, the company employs more than 1,200 team members, projecting over $16 billion in originations in 2013.

AAA Chicago is part of The Auto Club Group (ACG), the second largest AAA club in North America.  ACG and its affiliates provide membership, travel, insurance and financial services offerings to approximately 8.5 million members across 11 states and two U.S. territories, including Florida, Georgia, Iowa, Michigan, Nebraska, North Dakota, Tennessee, Wisconsin, Puerto Rico and the U.S. Virgin Islands; most of Illinois, Minnesota and a portion of Indiana.  ACG belongs to the national AAA federation with nearly 53 million members in the United States and Canada. Its mission includes protecting and advancing freedom of mobility and improving traffic safety.